Health &
Life Inc.
Scott Young
(352) 427-0192
Health & Life Inc.

Our names are Scott & Gwen Young and we own Young’s Health & Life inc. We are licensed independent insurance agents/brokers focused on Medicare plans. Our goal is to help you clearly understand all of your options with every company offering Medicare plans in our area. We work for you not the insurance company. We represent all carriers and will show you all the plans side by side to determine which plan meets your needs best. Plans change every year as well as their formularies, we recommend you review the new plans each year and check the cost of your medicine to be sure the plan you have will still meet your needs for the coming year. We will be available to meet with you at our office located in the new Veterans Resource Center on Silver Springs Blvd or we can make an appointment to see you in your home at your convenience. We volunteer our time at the Veterans Resource Center year round to help any Veteran with questions about Medicare/Medicaid and we are open to the public as well. We will explain the differences between HMO’s, PPO’s, Part C Advantage plans, Part D drug plans and Supplement plans. We will help you determine your prescription drug costs associated with each choice and check the network hospitals, doctors and facilities that you prefer to use within each plan. We are also Community Partners with (DCF) Department of Children & Families. We can determine if you qualify for the Medicare Savings Program to pay your part B premium and/or Extra Help to reduce the cost of your prescriptions, it’s based on income and asset limits and we can help you enroll in these programs. We can also determine if you qualify for a special enrollment based on chronic conditions or other qualifying events at any time of the year. If you recently moved here you have a 60 day window to enroll in a plan in our county. Our services are absolutely free to you and do not add any cost to the plan you choose. We have information we can leave behind about how Medicare works so you can decide what may work best. You have many choices and may need some time to think about what you want to do and we want to be the people you call for answers. If you give us the opportunity to be your agent you will be dealing with professionals who have the answers you need and we are available 7 days a week if you need help with anything. Please give us a call today. We also offer Life insurance, Final expense plans, Cancer, Heart Attack & Stroke plans and Short Term Medical plans-an alternative to Obamacare if you are not yet Medicare eligible. For help with your insurance questions or concerns, Please call or email Scott or Gwen Young; Scott (352) 427-0192 Gwen (352) 361-3313